Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Tip of the Week: Embrace Telehealth

Did you know that Medicare has expanded its coverage for telehealth services? Now you can conveniently consult with healthcare providers from the comfort of your home, making it easier to manage your routine care and consultations.

Key Points:

- Convenient Access: Telehealth allows you to connect with your doctor via phone or video for non-urgent visits, follow-ups, or preventive services.

- Medicare Coverage: Check if your Medicare plan supports telehealth services. Many Medicare Advantage plans offer extensive telehealth coverage, and Original Medicare covers a range of virtual services.

- Stay on Top of Your Health: Telehealth can be a great option for routine check-ups, mental health consultations, and managing chronic conditions—all without leaving home.

Take Advantage:

Talk to your doctor to see how telehealth can fit into your healthcare routine. For more personalized advice on how to use telehealth with your Medicare plan, contact John Miller today.

📞 801-637-4420
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Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Tip of the Week: Coordinating Medicare with Other Insurance

If you have both Medicare and another form of insurance, such as employer coverage or Medicaid, understanding which insurance pays first is crucial. Proper coordination of benefits ensures you maximize your coverage and reduce out-of-pocket expenses.

Key Points:

- Which Insurance Pays First? Depending on your situation, Medicare may pay first, or your other insurance might take the lead. For example, if you have employer coverage and are still working, your employer’s plan usually pays first.

- Maximize Coverage: Properly coordinating your benefits helps prevent gaps in coverage and reduces your out-of-pocket costs.

- Understand Your Situation: Each case is different, whether you’re working, retired, or have dual coverage with Medicaid. Make sure you understand how the coordination applies to your specific circumstances.

Stay Informed:

Need help navigating how your insurance works with Medicare? Contact John Miller for expert guidance on making the most of your benefits.

📞 801-637-4420
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Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Steer Clear of Common Pitfalls

Navigating Medicare can be tricky, but avoiding common mistakes can save you from unexpected expenses and coverage gaps. Here’s how to stay on top of your Medicare game:

Key Points:

- Mind Your Enrollment Window: Missing your Medicare enrollment window can result in late penalties and delayed coverage. Make sure you enroll as soon as you’re eligible.

- Review Your Plan Annually: Medicare plans change every year, as do your health needs. Reviewing your plan annually during Open Enrollment ensures you have the best coverage at the best cost.

- Check Plan Networks: If you’re considering a Medicare Advantage plan, make sure your preferred doctors and hospitals are in-network. Out-of-network care can be much more expensive.

Stay Proactive:

Staying informed and proactive can help you avoid costly mistakes and ensure you have the coverage that best suits your needs. For expert guidance in navigating your Medicare options, contact John Miller today.

📞 801-637-4420
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Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Protect Your Medicare Card

🧿 Safeguard your Medicare card just like you would a credit card.

Key Points:

- Keep It Safe: Only carry your Medicare card with you when you have a medical appointment. Otherwise, keep it in a secure place to prevent loss or theft.

- Guard Your Medicare Number: Never share your Medicare Number with anyone other than your healthcare provider. Scammers can use your Medicare Number to commit fraud and bill Medicare for services you didn’t receive.

- Be Cautious: If someone asks for your Medicare Number over the phone, online, or in person without a valid reason, it’s likely a scam.

Stay Protected:

By keeping your Medicare card secure and your Medicare Number private, you help protect your benefits and avoid potential fraud. For more tips on safeguarding your Medicare information, contact John Miller for expert advice.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Check Your Statements

Medicare Monday Tip: Protect yourself from fraud by regularly reviewing your Medicare Summary Notices (MSNs) and Explanation of Benefits (EOBs).

Key Points:

- Spot Errors Early: Carefully review your MSNs and EOBs to catch any charges for services or items you didn’t receive. Errors or unauthorized charges can indicate fraud.

- What to Look For: Watch for unfamiliar provider names, dates of service, or charges that don’t match your records. Even small discrepancies should be investigated.

- Take Action: If you spot anything suspicious, contact your healthcare provider or Medicare immediately. Report potential fraud by calling 1-800-MEDICARE.

Stay Vigilant:

Regularly checking your statements is a simple yet effective way to protect your Medicare benefits. For more guidance on safeguarding your Medicare information, contact John Miller for expert advice.
📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Don’t Fall for "Free" Offers

Tip of the Week: Be cautious of offers for "free" medical equipment or services.

Key Points:

- Beware of Scams: Scammers often use the lure of free medical equipment or services to obtain your Medicare Number. They may then use it for fraudulent billing, charging Medicare for services or items you never received.

- No Such Thing as Free: Remember, if it sounds too good to be true, it probably is. Legitimate Medicare services or equipment require a doctor's prescription and are not offered unsolicited.

- Protect Your Medicare Number: Never share your Medicare Number with someone offering free items or services. Always verify the legitimacy of any offer through Medicare directly.

Stay Safe:

- Be skeptical of any unsolicited offers and always consult with your healthcare provider or Medicare before agreeing to anything. For more tips on protecting your Medicare information, contact John Miller for expert advice.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Shred Personal Documents

Tip of the Week: Protect your personal information by shredding documents before disposal.

Key Points:

- Shred Sensitive Documents: Always shred documents containing personal information, such as old Medicare Summary Notices, bills, and any paperwork with your Medicare Number.

- Prevent Identity Theft: Properly disposing of these documents helps prevent identity theft and fraud, safeguarding your Medicare benefits and personal data.

- Use a Cross-Cut Shredder: For added security, use a cross-cut shredder to destroy your documents, making it more difficult for scammers to piece them back together.

Take Action:

- Regularly review and shred outdated documents.

- If you don’t have a shredder, consider using local shredding services or community shred events.

Stay vigilant and protect your personal information. For more tips on safeguarding your Medicare details, contact John Miller for expert advice.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Expert Tip: Cutting Costs on Medications

Tip of the Week: Don't overpay for prescriptions. Here’s how to save:

Compare Part D Plans Annually:

- Formularies (the list of covered drugs) can change each year. Review your Medicare Part D plan annually during the Open Enrollment Period to ensure you have the best coverage for your medications.

Use Preferred Pharmacies:

- Many plans have preferred pharmacies that offer lower copayments and discounts. Switching to these pharmacies can reduce your out-of-pocket costs.

Consider Mail-Order Services:

- Mail-order pharmacies often provide a 90-day supply of medications at a reduced cost, offering both convenience and savings.

Look into Assistance Programs:

- Programs like Extra Help and state pharmaceutical assistance programs can help cover medication costs for those who qualify. Check your eligibility to take advantage of these savings.

Take Action:

- Start reviewing your options and compare plans now to maximize your savings on prescriptions. For personalized assistance, contact John Miller for expert guidance.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Expert Tip: Cutting Costs on Medications

Tip of the Week: Don't overpay for prescriptions. Here’s how to save:

Compare Part D Plans Annually:

- Formularies (the list of covered drugs) can change each year. Review your Medicare Part D plan annually during the Open Enrollment Period to ensure you have the best coverage for your medications.

Use Preferred Pharmacies:

- Many plans have preferred pharmacies that offer lower copayments and discounts. Switching to these pharmacies can reduce your out-of-pocket costs.

Consider Mail-Order Services:

- Mail-order pharmacies often provide a 90-day supply of medications at a reduced cost, offering both convenience and savings.

Look into Assistance Programs:

- Programs like Extra Help and state pharmaceutical assistance programs can help cover medication costs for those who qualify. Check your eligibility to take advantage of these savings.

Take Action:

- Start reviewing your options and compare plans now to maximize your savings on prescriptions. For personalized assistance, contact John Miller for expert guidance.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Verify Before You Buy

Tip of the Week: Always verify the legitimacy of anyone offering special deals on Medicare plans or services.

Key Steps:

- Check Official Sources: If contacted by someone claiming to offer a special deal, verify their legitimacy through the official Medicare website or by calling 1-800-MEDICARE.

- Avoid Unsolicited Offers: Be cautious of unsolicited calls, emails, or visits promoting Medicare plans or services.

- Stay Informed: Regularly review your Medicare plan options through trusted sources to make informed decisions.

Protect yourself from scams and ensure you are getting the best and most reliable information. For more personalized assistance, contact John Miller for expert guidance.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Be Cautious with Emails

Tip of the Week: Medicare will not email you asking for personal information. Scammers often use emails to steal your details or infect your computer with malware.

Key Points to Remember:

- Delete Suspicious Emails: If you receive an email claiming to be from Medicare requesting personal information, delete it immediately.

- Avoid Clicking Links: Do not click on any links or download attachments from unknown or suspicious sources.

- Verify Authenticity: If in doubt, contact Medicare directly at 1-800-MEDICARE to confirm the legitimacy of any communication.

Stay safe and protect your personal information. If you need assistance, contact John Miller for trusted advice.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Beware: Guard Against Fake Representatives

Tip of the Week: Scammers often pose as Medicare agents offering free services or equipment. Remember, Medicare does not send representatives to your home or call to sell you anything.

Key Points to Remember:

- No Home Visits or Sales Calls: Medicare will never send someone to your home or call you to sell services or equipment.

- Stay Skeptical: Be cautious of anyone claiming to be a Medicare representative offering unsolicited help or items.

- Verify Authenticity: If you receive such a call or visit, hang up or shut the door and call Medicare directly at 1-800-MEDICARE to verify the information.

Stay safe and informed. If in doubt, contact John Miller for trusted advice.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Expert Tip: Choosing the Right Coverage

Common Question: How do I know what Medicare coverage is right for me?

Answer: Understanding your personal healthcare needs is key. For example, if you currently take prescription drugs, ensure you get Part D prescription drug coverage. This can be through a stand-alone Part D plan or a Medicare Advantage plan with drug coverage.

Need help navigating your options? Contact John Miller for expert guidance tailored to your needs.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here 
for a Personal Video Message
from John

Medicare Expert Tip: Navigating Open Enrollment

Open Enrollment is a crucial period for all Medicare beneficiaries. Here’s what you need to know to make the most of it:

When Is Open Enrollment?

- Dates: Medicare Open Enrollment runs from October 15 to December 7 each year. During this time, you can make changes to your Medicare coverage.

What Can You Do During Open Enrollment?

- Review and Change Plans: You can switch from Original Medicare to a Medicare Advantage Plan, or vice versa. You can also change Medicare Advantage Plans or Part D (prescription drug) plans.

- Adjust Coverage: Make adjustments based on changes in your health needs, budget, or plan benefits. This ensures your coverage meets your current healthcare needs.

Why Is It Important to Work with an Agent?

- Expert Guidance: A knowledgeable agent can help you understand your options and find the best plan for your needs. They can explain differences in coverage, costs, and benefits.

- Personalized Advice: Agents provide tailored advice based on your health requirements and financial situation. They can help you compare plans and ensure you are not overpaying.

- Simplified Process: Navigating Medicare can be complex. An agent can simplify the process, assist with paperwork, and ensure you don’t miss critical deadlines.

Take Action:

- Review Your Current Coverage: Assess your current plan’s benefits and costs. Consider if your health needs have changed and if your current plan still meets those needs.

- Explore Your Options: Use the Open Enrollment period to explore different plans and see if there are better options available.

- Consult with John Miller: For expert guidance and support, contact John Miller. John can help you navigate the Open Enrollment period, ensuring you make informed decisions about your Medicare coverage.

Don’t wait until the last minute—start reviewing your Medicare options now to make the best choices for your health and financial well-being!

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

🎥 Click Here for a Personal Video Message from John

Medicare Beware Tip of the Week: Protect Yourself from Unsolicited Calls

One of the most common scams targeting Medicare beneficiaries involves unsolicited phone calls. Scammers may call you, pretending to be from Medicare, and ask for personal information such as your Medicare Number. It’s crucial to remember that Medicare will never call you uninvited to ask for personal details.

Key Points:

- Hang Up Immediately: If you receive a call from someone claiming to be from Medicare and asking for your Medicare Number or other personal information, hang up right away.

- Do Not Share Personal Information: Never provide your Medicare Number, Social Security number, or any other personal information over the phone to unsolicited callers.

- Verify the Caller: If you’re unsure about the legitimacy of a call, contact Medicare directly at 1-800-MEDICARE to verify the information.

Stay Informed and Safe:

Protecting your personal information helps prevent fraud and keeps your Medicare benefits secure. If you suspect a scam or need assistance, contact John Miller for guidance and support.
📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Medicare Tip of the Week: Take Advantage of Preventive Services

Did you know that Medicare covers a wide range of preventive services to help you stay healthy and catch potential health issues early? Utilizing these services can significantly contribute to your overall well-being.

What’s Covered:

- Annual Wellness Visit: Schedule your free annual wellness visit to develop or update a personalized prevention plan.

- Screenings and Tests: Medicare covers screenings for cardiovascular disease, diabetes, cancer (breast, cervical, colorectal, prostate), osteoporosis, and more.

- Vaccinations: Get covered vaccines like flu shots, pneumonia shots, and the COVID-19 vaccine.

- Counseling: Receive behavioral counseling for alcohol misuse, depression, obesity, and tobacco use.

Why It Matters:

Preventive services are designed to catch health problems early when they are easier to treat. Staying on top of these can help you manage your health better and avoid more serious issues down the road.

Take Action:

- Schedule Appointments: Talk to your doctor about scheduling preventive screenings and vaccinations.

- Stay Informed: Review your Medicare benefits to understand what preventive services are covered.

- Be Proactive: Use your Annual Wellness Visit to discuss your health goals and prevention strategies with your doctor.

Need more information on how to maximize your Medicare benefits? Contact John Miller for expert advice and personalized assistance!
📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Medicare Beware: Beware of Scam Phone Calls Threatening Power Shut-Offs

In this week's Medicare Beware series, we address a scam tactic that targets vulnerable individuals, often during inconvenient times—threatening to turn off your power. These scammers exploit fear and urgency to trick you into providing personal information or making payments.

Key Points to Watch Out For:

- Unexpected Calls: Scammers may call claiming to be from your utility company, saying your power will be shut off due to unpaid bills.

- Odd Timing: These calls often come late in the evening or during weekends when it's harder to verify with your utility company.

- Pressure Tactics: They create a sense of urgency, insisting you must pay immediately to avoid disconnection.

What to Do:

- Stay Calm: Do not panic or make any immediate decisions.

- Verify the Call: Hang up and call your utility company using the number on your bill or their official website. Do not use any numbers provided by the caller.

- Do Not Share Personal Info: Never give out your personal, financial, or Medicare information over the phone to unsolicited callers.

Spread the Word:

Share this information with your parents, grandparents, and other loved ones to help protect them from falling victim to these scams.

Need Assistance?

For more advice on protecting yourself from scams, contact John Miller. Stay safe and informed!

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Weekly Expert Tip:

Medicare Tip of the Week: Medicare Advantage vs. Medicare Supplement

Navigating Medicare options can be confusing. This week, let's break down the key differences between Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans to help you make an informed decision.

Medicare Advantage (Part C):

- All-in-One Plans: Combines Medicare Part A (hospital insurance), Part B (medical insurance), and often Part D (prescription drug coverage) into a single plan.

- Network-Based: Typically uses provider networks (HMO or PPO), which may limit you to specific doctors and hospitals.

- Extra Benefits: Often includes additional benefits like dental, vision, and hearing care.

- Cost: You still pay the Part B premium, and there may be additional plan premiums, copayments, and coinsurance. Costs vary by plan and location.

Medicare Supplement (Medigap):

- Supplementary Coverage: Works alongside Original Medicare (Parts A and B) to cover out-of-pocket costs like copayments, coinsurance, and deductibles.

- Any Provider: No network restrictions; you can see any doctor or specialist that accepts Medicare.

- No Extra Benefits: Does not typically cover additional services like dental or vision.

- Standardized Plans: Different plans (A, B, C, etc.) are standardized but offered by various private insurers. Costs vary by plan and provider.

Key Differences:

- Flexibility: Medigap offers more flexibility in choosing healthcare providers, while Medicare Advantage plans may provide more comprehensive benefits in a network.

- Costs: Medigap can help with predictable costs, whereas Medicare Advantage plans may offer lower premiums but higher out-of-pocket expenses for services.

Need help deciding which option is best for you? Contact John Miller for expert guidance tailored to your needs!

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Weekly Expert Tip:

Medicare Tip of the Week: Understanding Medicare Part B

Medicare Part B covers medical insurance like doctor visits, outpatient care, and preventive services. For 2024, the standard monthly premium is $174.70, but it can be higher based on your income. There’s also a $240 annual deductible before coverage kicks in, with a typical 20% coinsurance for services thereafter.

Key Points:

- Automatic Deductions: Premiums are deducted from Social Security benefits if you’re receiving them.

- Avoid Penalties: Enroll when first eligible to avoid late penalties.

Need help navigating your Medicare options? Contact John Miller for personalized guidance!

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Weekly Expert Tip:

Medicare Tip of the Week: Understanding Your Over-The-Counter (OTC) Benefit

This week’s Medicare tip shines a light on a valuable but sometimes overlooked feature of many Medicare Advantage plans: the Over-The-Counter (OTC) Benefit. This benefit allows you to purchase everyday health items without a prescription, using funds from your plan.

What is the OTC Benefit?

The OTC benefit provides a specific allowance that can be used to buy approved, non-prescription health items such as vitamins, pain relievers, cold medications, bandages, and more. This benefit is designed to enhance your healthcare by providing easy access to items that can help manage common health issues and support your wellness.

How Does It Work?

- Eligible Products: Each plan provides a list of eligible items that can be purchased with the OTC benefit. This list often includes first aid supplies, generic over-the-counter medications, and personal care items.

- Purchasing Options: Depending on your plan, you can purchase items online, over the phone, or in-store at participating locations. Some plans even offer home delivery options.

Flex Cards for Added Convenience

Some Medicare Advantage plans offer a "Flex Card" — a debit card preloaded with your OTC benefit amount. Flex cards may also be used for other qualifying health expenses, such as dental, vision, or hearing services, depending on the specifics of your plan.

Why It Matters:

Utilizing your OTC benefit can significantly reduce out-of-pocket costs on everyday items, contributing to overall health maintenance and potentially preventing the need for more serious medical interventions.

Getting Started:

If you’re enrolled in a Medicare Advantage plan, check with your provider to see if you have an OTC benefit and inquire about how to activate and use it. If you’re considering a Medicare Advantage plan, take the OTC benefit into account when comparing your options.

Need More Information?

If you have questions about how to maximize your OTC benefit or need assistance understanding your Medicare plan options, contact John Miller. John is ready to help you navigate your benefits and ensure you get the most out of your Medicare coverage.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Weekly Expert Tip:

Medicare Beware: Avoid Unsolicited Offers for Medical Supplies

This edition of our Medicare Beware series tackles a common deceptive practice: unsolicited calls offering medical devices or supplies "covered by Medicare." These calls can be misleading and may result in unexpected expenses.

🔑 Key Points to Consider:

- Medicare Does Not Call with Offers: If you receive a call from someone claiming to be from Medicare, offering to send you a medical brace or any device that Medicare will supposedly pay for, be cautious. Medicare will never call to offer equipment directly.

- Doctor's Approval is Required: Medicare coverage for medical devices and supplies requires a doctor's prescription or approval. Without this, even if you receive the item, Medicare may not cover it, leaving you responsible for the cost.

- Beware of Agreeing Over the Phone: Agreeing to receive medical supplies from an unsolicited caller can lead to denial of coverage by Medicare if the proper approvals are not in place. This could leave you stuck with unexpected bills.

Stay Protected – Verify First:

-Before accepting any medical supplies or services offered over the phone, hang up and consult with your doctor. If an item is necessary, your doctor can prescribe it and guide you through the proper Medicare-approved channels to obtain it.

-Spread the Word:

It’s important to share this information with your parents, grandparents, and any loved ones who may be particularly vulnerable to such scams. Educating them on these practices can help prevent financial and emotional stress.

👉 John is dedicated to helping you navigate Medicare safely and effectively, ensuring you make informed decisions without falling prey to scams. Contact John with any questions.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

Weekly Expert Tip:

Medicare Beware: Recognizing False Claims of Medicare Representation

As part of our ongoing Medicare Beware series, this week we focus on a crucial issue—identifying legitimate Medicare communication. It's important to be aware that Medicare does not employ agents to endorse or sell plans, and genuine Medicare representatives maintain a neutral stance without recommending specific options.

Key Points to Remember:

- No Medicare Agents: Medicare does not have agents, nor do they sponsor specific plans. Anyone claiming to be a "Medicare agent" or suggesting specific plans under Medicare's directive is likely a scammer.

- Neutral Position: Genuine Medicare representatives will never suggest or recommend specific health plans. Medicare's role is to provide information, leaving all decisions up to you.

- Questionable Tactics: Be cautious if someone claiming to be from Medicare asks for personal information that Medicare should already have, such as your Medicare Number. Also, watch for callers with heavy accents or those who seem to be calling from a noisy call center, as these can be signs of overseas scam operations.

- Verify Before You Trust: If you receive a call from someone claiming to represent Medicare and you have doubts about their legitimacy, hang up and contact Medicare directly using the official number or website. This is the safest way to ensure you are dealing with real representatives.

If you're ever unsure about information you've received regarding Medicare, or if something doesn't feel right, contact John Miller for clear and trustworthy guidance. John is dedicated to helping you navigate Medicare safely and effectively, ensuring you make informed decisions without falling prey to scams.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

“Medicare Beware” Weekly Expert Tip:

Medicare Beware: Stand Firm Against Pressure Tactics

In this installment of our Medicare Beware series, we address a troubling tactic some unscrupulous entities might use—pressure and threats regarding your benefits. It's essential to know your rights and how to safeguard them.

Key Insights:

- Your Benefits Are Secure: Remember, if you are eligible for Medicare benefits, these cannot be abruptly taken away. No legitimate entity will threaten to remove your benefits simply because you hesitate or decide against signing up for a specific plan.

- Recognize Pressure Tactics: Be wary of anyone insisting you must act quickly to secure your benefits or face dire consequences. These high-pressure strategies are designed to provoke anxiety and rush your decision-making process.

- Stay Informed, Stay Calm: When faced with such tactics, take a step back and assess the information calmly. You have the right to consider your options without harassment or coercion.

Feeling unsure or pressured? It’s important not to navigate these situations alone. 

Contact John Miller for trusted guidance and support. John can help you understand your Medicare rights and options, ensuring you make decisions that best suit your needs without undue stress.

📞 801-637-4420
📧 [email protected]

Welcome to “Medicare Monday“

Brought to you by John Miller, your Medicare Specialist.

“Medicare Beware” Weekly Expert Tip:

Medicare Beware: Guard Against Scam Calls

In this week's Medicare Beware series, we're alerting you to a common yet dangerous scam targeting Medicare beneficiaries—unsolicited computer-generated calls. Scammers often use these robocalls to pose as Medicare representatives, hoping to steal your private information.

Here’s what you need to know:

- Medicare will not call you unexpectedly. True Medicare representatives will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance. Any call that asks for this information is a scam.

- Hang up immediately. If you receive an unsolicited call from someone claiming to be from Medicare, hang up right away. Do not engage with the caller, and never disclose any personal or financial information.

- Verify through official channels. If you suspect the call may be legitimate, or if you simply need assistance, hang up and call Medicare directly using the customer service number found on your Medicare card or the official Medicare website.

By staying vigilant and informed, you can protect yourself from these deceitful tactics and ensure your personal information stays secure.