Welcome to this week’s Home Sweet Buzz Real Estate Edition!

We’re unpacking what the “calm before the move” may mean for Utah’s housing market, plus the latest on mortgage rates dipping below 6%. Inside you’ll also find featured homes, a thoughtful Ask a Realtor question for investors, and a new video from Todd Porter on whether your agent is truly protecting your home.

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In this Issue . . .

🤣 Real Estate LOL 

📊 Local Market Snapshot - The Calm Before Utah Moves

Real Estate News: Mortgage Rates Dip Below 6%

🔑 Featured Listings & Open Houses

💬 Ask a Realtor:
Question of the week:❓Thomas the flipper & Investor asked - What are the implication of the FinCEN legislation that the Trump Administration is putting into place? What does that mean and do for or against "We the People...?

🎥 New Video Message from our Sponsor - Todd Porter: "Is your agent protecting your home or putting it at risk internationally?"

📣 🐝 The Bountiful Buzz VIP PASS is LIVE — and it’s totally FREE!

→ Forward the Buzz

💛 Readers Poll - What interests you most when it comes to Real Estate?

The Calm Before Utah Moves

Something is building.

You can feel it locally. And when you zoom out nationally, the signal gets even clearer.

📍 Davis County: Quiet Momentum

Under-contract counts across Davis County are climbing:

• Layton: 77

• Syracuse: 40

• Bountiful: 29

• North Salt Lake & Kaysville: both strong

Homes priced correctly are not sitting — they’re moving.

Buyers still have some leverage in parts of the mid-tier market, and luxury inventory (especially in Farmington) is still taking its time.

But that breathing room is starting to thin.

📉 The Under-6% Shift

Interest rates just slipped below 6%.

For many buyers, anything in the fives flips a switch. Payment math starts working again. Conversations that were paused start back up.

And the ripple effect doesn’t stop here.

🌊 The Coastal Signal

In parts of California and other coastal markets, homes are already seeing:

• 20–40 offers

• Sales 10–20% over list in hot pockets

Historically, Utah trails the coasts by 6–12 months.
Right now… the coasts are heating up.

That matters.

Because demand pressure tends to roll inland through migration, equity movement, investor confidence, and rate shifts.

Utah doesn’t operate in isolation.

⏳ The Window Right Now

Today, many buyers can still negotiate and take their time.

But when rates fall and demand rises together, leverage disappears quietly. No big headline — just a gradual tightening until buyers realize competition is back.

🎯 Bottom Line

The market isn’t exploding today.

But it is picking up.

If the coastal surge is the early signal, Utah may not be far behind.

If you’ve been waiting for the “perfect” moment, just remember:

Windows don’t stay open forever.

“Custom EPIC Report”

If for any reason, property tax concerns, estate planning, wealth evaluation, you are wondering what the present value of your home; scan this QR code or go to https://sureut.com/epicreport and we will promptly provide you with our detailed professionally engineered EPIC Report:

Mortgage Rates Dip Below 6%

Freddie Mac reports the average 30-year fixed mortgage rate dropped to 5.98% as of Feb. 26, down from 6.01% the week prior. The 15-year fixed averaged 5.44%. It’s the first time in several years the 30-year rate has landed in the “5% range,” just as the spring homebuying season begins.

Why It Matters:
For Davis County buyers, even small rate dips can lower monthly payments—but if more shoppers jump in, competition (and prices) could heat up along the Wasatch Front. 👉 Read More

🏡 This Week’s listings & Open Houses
in Davis County

🏡 Back on the Market in Bountiful!
Spacious 5 bed, 3 bath rambler at 141 E 1650 S featuring 3,272 sq ft, thoughtful updates, RV parking (up to 42’), and a fully fenced yard with mature landscaping. Offered at $614,900 — inspections and appraisal already completed and ready for its next owner! Contact: Juli & Brett Real Estate Phone Number: 801-920-6836

🏘️Your Weekend Open-House Report

Scan the QR Code below for a complete list of
open houses happening around Davis County.
👇👇👇👇

🔑 ATTENTION ALL REALTORS!!!

🏡 Want Your Listing or Open House Listed Here?

We welcome submissions from ALL local real estate professionals!
👉 👉 Submit your listing here - (Listing must be located within Davis County)

💬 Real Estate Q & A

❓Thomas the flipper and investor asked:

What are the implication of the FinCEN legislation that the Trump Administration is putting into place? What does that mean and do for or against "We the People...?

🧠 Todd’s Answer:

Thomas the flipper and investor asked, what are the implication of the FinCEN legislation that the Trump Administration is putting into place? What does that mean and do for or against "We the People..."?

That’s a smart question from Thomas. And it matters for investors.

When people talk about “FinCEN legislation,” they’re usually referring to rules tied to the Financial Crimes Enforcement Network under the U.S. Treasury. The key piece here is Beneficial Ownership Reporting under the Corporate Transparency Act.

In simple terms, if you own an LLC or corporation, you may now be required to report who the real human owners are. Not just the entity name. Not just the registered agent. The actual individuals who control or benefit from it.

That means disclosing your name, address, date of birth, and ID number to FinCEN. The database is not public, but it is accessible to law enforcement for anti-money laundering and financial crime investigations.

The stated goal is transparency. Prevent criminals, foreign actors, and bad players from hiding behind anonymous shell companies to move money or quietly accumulate assets.

Now here’s where this connects to the bigger political picture.

President Donald J. Trump campaigned heavily on limiting the ability of large institutional players to quietly absorb residential housing supply. Increasing transparency around beneficial ownership makes it harder for private equity firms, public REITs, and large asset managers operating funds, including firms like BlackRock, to operate through layers of anonymous entities without disclosure.

This law does not ban institutional ownership of housing.

But it does make ownership structures more visible and traceable.

For everyday investors and flippers, what changes?

Not how you buy.

Not how you sell.

Not your tax treatment.

What changes is anonymity.

If you use LLCs to flip homes or hold rentals, you likely need to file a Beneficial Ownership Information report and keep it updated if ownership changes.

For most compliant small investors, this becomes an administrative requirement. File it. Keep it current. Move forward.

FinCEN has also expanded scrutiny in some major metro areas for high-dollar all-cash transactions, which has impacted certain coastal markets more than places like Utah. But federal transparency frameworks tend to expand over time.

And if we zoom out to “We the People” territory, the philosophical debate is where opinions split.

Some see it as necessary to prevent corruption and foreign money laundering.

Others see it as expanded federal visibility into private ownership structures.

But practically, for a Davis County investor flipping three homes a year, it’s paperwork and additional fees at the title company, not paralysis.

If Thomas wants to go deeper, the real nuance shows up in multi-member LLCs, syndications, land trusts, and layered ownership structures. That’s where strategy matters.

Got a Real Estate question?
👉 Submit a question for next week’s edition 
Call me at 801-755-1882, and let’s build your
custom plan to win in this market.

"Is your agent protecting your home or putting
it at risk internationally?"

👇 Click pic below to hear Todd’s Message!
(Message changes each week!)
⬇️ ⬇️ ⬇️

📱Call/Text: 801-755-1882
📧 Email: [email protected]