🍁 Welcome to this week’s Home Sweet Buzz! 🍁

Sellers and buyers are navigating a market full of surprises—longer days on market, early winter slowdowns, and now the talk of a 50-year mortgage. Here’s what you should know before making your next move.

In this Issue . . .

🤣 Real Estate LOL

🏚️ Real Estate News:

📰 Utah Experts Question Trump’s 50-Year Mortgage Plan Amid Affordability Concerns

📊 Local Market Snapshot -

🔑 Featured Listings & Open Houses

💬 Ask a Realtor:
Question of the week -❓ “Is the 50-Year Mortgage a Good Idea?”
⚠️ ⚠️ ⚠️WARNING, LONG ANSWER, but worth the read! 🤪

💁🏻‍♂️ Real Estate Tip of the week -  Prep Your Home for Winter—Buyers Notice
the Details!

🛠️ DIY Tip of the Week - Add a Touch of Warmth with Throw Blankets

🎥 New Video Message from our Sponsor - Todd Porter: "Sellers, This Is Your Warning! Buyers, This Is Your Window!"

📣 🐝 The Bountiful Buzz VIP PASS is LIVE — and it’s totally FREE!

→ Forward the Buzz

💛 Readers Poll - What interests you most when it comes to Real Estate?

Utah Experts Question Trump’s 50-Year Mortgage Plan Amid Affordability Concerns

A proposed 50-year mortgage plan, promoted by Donald Trump, is drawing mixed reactions in Utah. While it could lower monthly payments, local experts warn it may lead to higher lifetime interest, delayed equity, and prolonged debt. Many believe it doesn’t address the true cause of unaffordability — high interest rates — and instead recommend existing tools like refinancing and co-buying. National analysis also shows the plan could nearly double interest costs over time and faces regulatory hurdles before becoming viable.

“Buyers are still here — they’re just getting picky. Here’s how the market adjusted this week.”

🏡 For the Week Ending November 15, 2025

I’ve been looking over this week’s numbers, and here’s what stands out: the market seems to have tightened its shoulders without really changing direction.

📊 The Active Listings

Homes sat on the market just a bit longer — up from 64 to 68 days, about a 6% increase. It’s not dramatic, but it hints that buyers may have hesitated for a moment.
Prices on active listings inched up less than 1%, showing that sellers aren’t flinching yet.

🏠 On the Sold Side

This is where things got interesting.
Homes that did sell took longer — 72 to 78 days on average — about an 8% jump in time, while average sold prices slipped just over 5%.
That’s a decent dip in just over a week, and it suggests that the homes crossing the finish line were the ones willing to blink first on price.

💬 Under Contracts

Here’s the twist: homes going under contract kept pace with last week, and their average list price actually ticked up nearly 2%.
So even though closed sales softened, buyers are still stepping in when homes are priced reasonably — the pipeline isn’t drying up.

💡 Todd’s Take

If I had to sum it up, I’d say the market didn’t cool — it shifted its weight.
A slightly slower rhythm, a bit softer on closed prices, but steady buyer activity shows that people are still out there shopping — they’re just being more selective.

Stay tuned for next week’s snapshot to see whether this balance tips toward buyers or swings back in sellers’ favor.

“Custom EPIC Report”

Curious what your home is actually worth in today’s shifting market?
Whether you are planning for taxes, updating an estate plan, checking your equity position, or simply making smart wealth decisions, you deserve real numbers you can trust.

Scan the QR code or visit https://sureut.com/epicreport and request your personalized EPIC Property Value Report.
This is not an automated guess.
This is a professionally engineered, detailed, data backed breakdown of your home’s true value, created specifically for you.

If you want clarity, power, and confidence in your next move, start here:

🏡 This Week’s listings & Open Houses
in Davis County

✨ Charming Rambler with Dream Kitchen & Backyard Oasis

Contact: Nick Thompson - (801) 928-0145 | [email protected]

🏘️Your Weekend Open-House Report

Check out the complete list of open houses happening around Davis County.
👇👇👇

Davis County Open Houses 🏡

Click or scan the QR Code below for a complete list of
open houses happening around Davis County.
👇👇👇👇

🔑 ATTENTION ALL REALTORS!!!

🏡 Want Your Listing or Open House Listed Here?

We welcome submissions from ALL local real estate professionals!
👉 👉 Submit your listing here - (Listing must be located within the area from NSL - Farmington, will accept Kaysville as well)

💬 Real Estate Q & A

Question: “Is the 50-Year Mortgage a Good Idea?”
 — Asked by Tammy

Todd’s Answer: 

A 50-year mortgage might sound like a fix, but it’s really just a political Band-Aid.

Sure, the monthly payment is lower — but buyers pay a huge price for it. A 50-year loan means:

• Way more interest over your lifetime

• Much slower equity growth

• A higher chance of being underwater if prices level out

• A far more expensive home overall

It helps you afford the payment, but it does nothing to make the home more affordable.

The real issue isn’t the mortgage term — it’s the cost of housing.

Housing prices are climbing because of:

1. Inflation fueled by government overspending — when inflation goes up, so do materials, labor, land, and interest rates.

2. Regulation that drives up construction costs — permits, fees, zoning rules, environmental reviews, inspections, and delays all add cost without adding any actual home.

3. Land scarcity — especially along the Wasatch Front, where limited land and slow approvals push prices even higher.

A 50-year mortgage doesn’t fix any of that.

It just stretches payments further while ignoring the root causes.

Real solutions look like:

• Lowering regulatory burdens

• Faster approvals for builders

• Reducing unnecessary fees

• Allowing more land to be developed

• Avoiding inflationary policies

• Incentivizing construction instead of restricting it

Bottom line:

A 50-year mortgage isn’t a real solution — it’s a distraction. Housing becomes more affordable when government steps back, not when buyers are tied to debt for half a century.

Got a Real Estate question?
👉 Submit a question for next week’s edition

I’m Todd Porter with the SURE Group and eXp Realty.
Call me at 801-755-1882, and let’s build your
custom plan to win in this market.

💡 Real Estate Tip of the Week 👇

Prep Your Home for Winter—Buyers Notice
the Details!

As the weather cools, so do some homes—literally! Before winter sets in, make sure your property is warm, welcoming, and well-maintained. Small updates like sealing windows, adding weather stripping to doors, and servicing your furnace can go a long way in buyer perception. 🧤❄️

Bonus tip: Swap in cozy lighting and seasonal décor like a neutral wreath or warm-toned throw to make your space feel inviting during showings. It’s all about comfort this time of year!

🛠️ DIY Mini Tip of the Week

Add a Touch of Warmth with Throw Blankets

Nothing says “cozy” like a well-placed throw blanket. Drape one over your sofa, fold another neatly at the foot of your bed, or keep a basket of soft throws near the fireplace or TV area. Choose warm, textured fabrics like knit, fleece, or faux fur in seasonal tones—think deep red, burnt orange, or soft cream. It’s an easy, affordable way to make your home feel welcoming for guests (and yourself!) as temperatures drop.

"Sellers, This Is Your Warning!
Buyers, This Is Your Window!"

👇 Click Pic below to hear Todd’s Message!
(A New Video Message Each Week!)
⬇️ ⬇️ ⬇️

📱Call/Text: 801-755-1882
📧 Email: [email protected]

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